POM052: Why I Don’t Do $0 Zero-Based Budgeting

 In this episode, I talk about something that some people absolutely love and for others, it’s the bane of their existence. We are going to be talking about budgets, specifically a common concept or piece of advice that is given and why I don’t follow it.   Budgets are crucial to financial success and are a powerful tool. Budgets are not a one and done type of tool. You…

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POM051: Teaching Children to Save Money with Rachael Hanible

 In this episode, we discuss: key elements in paying off debt and saving one year’s worth of bills the top three tips to teach children about finances the importance in teaching children about money transitioning from site hustles to business   Rachael Hanible Rachael Hanible is a Personal Finance Coach and Author of Amber’s Magical Savings Box, which is an Amazon Best Seller and has a perfect 5 star rating! Amber’s…

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POM040: Financial Fitness Turn Up Challenge

  In this episode, We’re going to talk about the basis for your financial goals and then ultimately your financial success, getting clear on your true financial status.   Want to read it instead? Click here.   Resources Mentioned: Financial Fitness Turn Up Let’s get back on track with financial goals. Join the 30 Day Challenge happening in April. Have a budget you can maintain Know the tips and tricks…

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POM024: Creating a Freedom Plan & Saving $85k in 1 Year with Jamila Souffrant

In this episode Jamila explains what a freedom plan is, how to create one, and how she and her husband saved and invested over $85,000 in one year. Join Jamila and I to learn how to design a freedom plan to meet your financial goals.   Jamila Souffrant Jamila is a Certified Financial Education Instructor (CFEI), blogger and money coach. She is the founder of www.journeytolaunch.com where she blogs about…

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POM021: How to Become a Better Saver

In this episode, we’re going to talk about what you can do to make yourself save more money. Being able to save money is crucial to the rest of the financial plan. You have to have money to put towards your financial goals.   Read it below or listen above. Resources listed below as well.   Hey Success Rebels, it’s Dr. Maria James, The Money Scientist.  Before we jump into…

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How to Save Money Easily with Digit

  Saving money can be hard, but it doesn’t have to be. It depends on how you’re doing it. Let’s talk about how to save money easily.   Most of us aren’t saving money just for saving money sake. You’re stacking up money for a reason. Perhaps you’re working on a rainy day pile aka an emergency fund. Or you have a short-term goal like a vacation or a down…

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Get Rewards and Cash Back Without Using a Credit Card

I’ve been hearing “it’s cute that you tell us to have discipline, but I’m going to spend this holiday season.” I’ve also heard “I have the money to spend, but I still want to be savvy with it. How can I get the best out of my money?” Basically that’s saying how can you stretch it and get the most for every dollar you spend. Whichever category you fall into,…

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How I Decreased My Food Budget by 79%

I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories in your monthly budget. It’s not a fixed expense, the amount is dependent on you. But that’s also the problem, the amount is dependent on you. I review my budget every month to see how well I did with sticking to my estimated amounts. As…

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When Should I Use My Savings

  Have you ever thought, “when should I use my savings?” You hear you should save. Save. Save. Save. However, when do you use those savings. What are some good rules to follow to know when it’s time or you’re justified in dipping into your savings? Let’s dive into them.   1) You’ve reached your money goal for an item. If you were saving a certain amount of money for…

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5 Tips to Afford the Services and Items You Want or Need

  Are you familiar with the common phrase when you know better do better? If only it was that easy. Sometimes you know of actions that you should take to better your health, better your career, progress your money or advance your business, but you simply don’t have the funds in order to do it. How can you afford the services and items you want or need? How can you…

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