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    Category: Save Money

    Important Midyear Budgeting Reminders

    Your budget is the plan of how you would like your finances to go. It’s set up to indicate expected income and expenses. The amount…

    Dr. Maria James August 13, 2020
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    3 Money Moves to Make Right Now for Financial Stability

    There has been a lot of discussion in general and among finance experts about the best money moves to make right now. We are reflecting…

    Dr. Maria James July 24, 2020
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    Money Mindset Strongly Affects Your Financial Success

    Sometimes we don’t even realize that it’s governing our actions and determining our financial success.   Your money mindset is your ideology about money: how…

    Dr. Maria James May 7, 2020
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    Credit Scores: What Are the Factors That Can Hurt It?

    Image Credit: @rupixen via Unsplash We all should aspire for a good credit score. As discussed previously, you want it at 720 and above and…

    Guest Contributor April 7, 2020
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    Savings Goals Formulas

    Saving money is a common goal or financial desire. We all have something or more likely multiple things that we want to save up to…

    Dr. Maria James March 2, 2020
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    Sinking Funds and Why I Kind of Don’t like Them

    Saving money is important. Usually, any method that gets people to save more money I am for it. However, I don’t like these sinking funds.…

    Dr. Maria James February 24, 2020
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    10 Questions for Successful Financial Goal Planning

    The point of setting a goal is to achieve a desired result in the future. It’s something that you want to make happen. Goals can…

    Dr. Maria James January 2, 2020
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    7 Key Ways to Save Money and a $5 Saving Challenge for Real Results

    We all know we need to save money. However, it can be difficult to stay motivated and actually save money. Many of us end up…

    Dr. Maria James August 17, 2019
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    How to Budget Your Holiday Spending and Keep Your Goals

    I know. I know. We still have five months until the end of the year. However, now is the time to craft your plan to…

    Dr. Maria James August 8, 2019
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    Should I Save Up or Use a Credit Card to Pay for Vacation?

    It’s almost the season of summer vacations, the time where a lot of people take some time off of work to relax and maybe travel.…

    Dr. Maria James May 13, 2019
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    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
    • 3 Step Mid-Year Money Check-In: How to Measure Your Progress and Adjust Your Goals
      Have you checked-in on your money? As summer winds down and quarter three kicks into gear, it’s the perfect time to pause and take stock of your finances.  A mid-year financial check-in can help you course-correct, celebrate wins, and align your current efforts with your long-term goals. Whether that’s retiring early, buying a home, funding…
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