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    • Home
      • About Us
      • About Dr. James
    • Programs
      • Free Resources
      • WISE Budget Box
      • WISE Financial Fitness
    • Shop
    • Work With Me
      • Consulting
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      • Speaking
    • Blog
      • Credit & Debt
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    Category: Life & Money

    7 Mistakes to Avoid while Eliminating Your Debt

    Paying off your debts would be the best option if you are ready to devote yourself to it and make the required sacrifices. Eliminating debt…

    Guest Contributor August 5, 2022

    Time is NOT money. Time is time. Money is money.

    I’ve heard over and over again that time is money. It is usually stated when people are conveying that you shouldn’t waste your time or…

    Dr. Maria James April 5, 2021

    POM064: 10 Top Budgeting Mistakes and Questions Explained

    One of the main things that prevents people from consistently budgeting is how they perceive a budget. A budget is often looked that as a…

    Dr. Maria James March 10, 2021

    POM062: Cutting Costs Versus Increasing Income

    I’ve debated with others if a person who is working on mastering their money should be focused on cutting costs and decreasing expenses or increasing…

    Dr. Maria James February 9, 2021

    POM061: New Personal Finance and Business Rules Learned from the Pandemic

    With the pandemic and quarantines, we had to transition to doing almost everything at home. We had to rethink a lot of activities and normal…

    Dr. Maria James February 2, 2021

    7 Great Financial Fitness Ideas Instead of Material Gifts for Valentine’s Day

    It’s almost Valentine’s Day. You may already see the decorations, candy, and teddy bears in stores and advertised via email. However, this year you may…

    Dr. Maria James January 21, 2021

    POM060: How to Pay Off Six Figures of Debt as a Couple with Bevin Morgan

    Listen and subscribe: iTunes, Stitcher, Spotify Bevin Morgan is a financial wellness coach providing community and accountability to Black women who are ready to step into financial confidence…

    Dr. Maria James January 19, 2021

    POM058: Determine Your Financial Status to Make Strong Goals

    Listen and subscribe: iTunes, Stitcher, Spotify   In this episode, I discuss important financial status indicators you should review before drafting your financial goals. Get…

    Dr. Maria James January 5, 2021

    POM057: Pocket of Money Podcast is Back

    Listen and subscribe: iTunes, Stitcher, Spotify   It’s time. The podcast will be back in action. After a hiatus, we’re back with all new content for your financial…

    Dr. Maria James December 18, 2020

    Overcoming Budgeting and Saving Challenges with the W.I.S.E. Budget Box

    Financial success is two-pronged. You need to know what to do and then you have to do it. One, learn and two, take action. You’ve…

    Dr. Maria James November 28, 2020
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