Should I Save, Invest, or Pay Off Debt?
One of the most common questions in personal finance is whether to save, invest, or pay off debt. Each of these actions has its own…
Category: Life & Money
How to Budget by Paycheck and Break Free from the Paycheck-to-Paycheck Cycle
Living paycheck to paycheck can feel like an endless cycle, leaving little room for financial security or long-term goals. However, one powerful method to take…
3 Key Things to Do About the Latest Social Security Breach
Your social security number may have been leaked during the massive data breach of the National Public Data company. They conduct background checks. Your contact…
Best Way to Pay Off Credit Card Debt and Other Loans
The average adult in the U.S. has credit card debt and multiple other types of loans, yet are unaware of how they truly work and…
Breaking Down the Numbers: Medical Care and Health Insurance Costs in the US versus the Rest of the World
A crucial component of healthcare systems across the world is the cost of medical care and health insurance. Letās analyze the typical expenses in the…
The What and Why of the Gender Wealth Gap
What is the Gender Wealth Gap? The racial wage gap has been a major topic of discussion regarding the economic difficulties that women face in…
Achieving the American Dream Through Financial Literacy Education
The racial wealth gap is a pervasive and worrying issue in modern society. This refers to the significant disparities between different racial groups, with white…
7 Mistakes to Avoid while Eliminating Your Debt
Paying off your debts would be the best option if you are ready to devote yourself to it and make the required sacrifices. Eliminating debt…
Time is NOT money. Time is time. Money is money.
Iāve heard over and over again that time is money. It is usually stated when people are conveying that you shouldnāt waste your time or…
POM064: 10 Top Budgeting Mistakes and Questions Explained
One of the main things that prevents people from consistently budgeting is how they perceive a budget. A budget is often looked that as a…