About Dr. James

Dr. Maria James

Dr. Maria James, The Money Scientist, is the founder of Pocket of Money and the creator of W.I.S.E. Financial Fitness. She has over 14 years of experience building and managing business and personal finance systems.

Dr. James took the critical thinking, analytical and strategy building skills she learned earning a PhD in Cellular and Molecular Medicine and applied it to finances. She saved over $10,000 on a stipend of $23,000 (after taxes).

She has built systems that help businesses make $1 million in 12 months. She has helped clients decrease overspending and save thousands of dollars per month.

“I founded Pocket of Money to help you take control of your money and live a world-class lifestyle. I am constantly studying finance and modifying the tools I create in order to be the most effective and useful. I want to empower you with the knowledge, tools, and skills you need to earn more and keep more money in your pocket to build wealth.

I believe financial literacy is important and necessary to maximize your cash flow. However, an important thing I learned from years of working with clients is it’s not just the knowledge. It’s taking action on that knowledge day in and day out. Creating wealthy habits is key for financial success. A great support network and guidance help you achieve this.” – Dr. James

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Fun Facts:

1 – I started my first business when I was 10 years old with my older siblings. We sold juleps aka frozen cups.

2 – In college, I learned to stretch money I made during the summer over the entire 10 month school year.

3 – I opened my first investment account at 19 years old.

4 – In college, I also co-founded a non-profit with my big sister and a friend: Heal a Woman to Heal a Nation.

5 – In graduate school, I saved up over $10,000 while on a stipend of $23,000 after taxes.

6 – My PhD is in Cellular and Molecular Medicine from Johns Hopkins School of Medicine. Yep, I wore a white lab coat and did experiments.

7 – I will never voluntarily pick a cold weather vacation spot. Bring on the beach! It’s the caribbean in me.

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