7 Key Ways to Save Money and a $5 Saving Challenge for Real Results

We all know we need to save money. However, it can be difficult to stay motivated and actually save money. Many of us end up doing yo-yo saving, where we save money and then pull money out of savings. We repeat this cycle over and over. We need to save to maintain financial stability and afford larger priced items. We need to save in order to handle emergencies, the major…

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How to Budget Your Holiday Spending and Keep Your Goals

I know. I know. We still have five months until the end of the year. However, now is the time to craft your plan to budget your holiday spending aka dominate your end of year spending aka handle holiday spending, end of year expenses, and financial goals. According to a Varo Money survey, 74% of us didn’t budget for end of year expenses. Oh and it gets worse. A Magnify…

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POM056: The Hard Truth to Running a Successful Nonprofit in the Digital Age with Sarah Olivieri

In this episode, Sarah Olivieri explains key misconceptions and obstacles when starting and running a nonprofit. She explains what truly needs to be done in order to raise funds for your nonprofit. We discuss: the biggest misconception about nonprofits key differences between for-profit and nonprofit the best fundraising strategy and why events are it how to attract funds how to engage with donors in the digital age the type of…

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Should I Save Up or Use a Credit Card to Pay for Vacation?

It’s almost the season of summer vacations, the time where a lot of people take some time off of work to relax and maybe travel. Whether you’re planning to do a staycation or hot the road, your vacation is going to cost money. Should you pay for the vacation using cash or a credit card? Not everyone can afford to go on vacation. Did you know that America is only…

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POM055: Street Smart to Successful Entrepreneur with Tom Libelt

If your business is not making money, you to adjust your strategy. There may be something wrong with your product/service, pricing, sales funnel, marketing, or more. Sales and marketing are two of the hardest things to get right. In this episode, Tom Libelt explains the key factors that make a successful entrepreneur. He discusses what you need to close the sale and what is hindering you. We discussed: how to…

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When Should I Consolidate Loans

Debt is the bane of many people’s existence. According to a study done by Nitro College, the vast majority of Americans have debt, approximately 80% have debt. Questions of “what can I do about this” leads to consolidation and the question when should I consolidate loans. It’s a little tricky. Student loans and credit card debt are two very common forms of debt. The average student graduated with over $37,000…

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POM053: How to Pick a Business Idea

 Are you looking to start a business, but don’t know what business to start? It’s a complaint that I hear quite often. Starting a business or side hustle is a great way to create multiple income streams.   This episode, I talk about how to pick your idea, some of the current hottest industries, other steps to set up your business, and some hard truths about entrepreneurship.   Resources Mentioned: Profit Up…

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POM052: Why I Don’t Do $0 Zero-Based Budgeting

 In this episode, I talk about something that some people absolutely love and for others, it’s the bane of their existence. We are going to be talking about budgets, specifically a common concept or piece of advice that is given and why I don’t follow it.   Budgets are crucial to financial success and are a powerful tool. Budgets are not a one and done type of tool. You…

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POM051: Teaching Children to Save Money with Rachael Hanible

 In this episode, we discuss: key elements in paying off debt and saving one year’s worth of bills the top three tips to teach children about finances the importance in teaching children about money transitioning from site hustles to business   Rachael Hanible Rachael Hanible is a Personal Finance Coach and Author of Amber’s Magical Savings Box, which is an Amazon Best Seller and has a perfect 5 star rating! Amber’s…

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