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    Category: Small Business

    How to Create a Realistic Business Budget for Next Year

    Have you already created your business budget for next year? A budget is part of your plan for revenue and profits. You’re more likely to…

    Dr. Maria James December 11, 2023
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    3 KPIs to Reveal Revenue Generating Actions

    The number of sales, amount of income and size of your audience are not the most important KPIs (key performance indicators) for the financial status…

    Dr. Maria James February 18, 2022
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    Create These 4 Financial Reports Every Month

    Financial data is crucial to your business success. However, simply having the data doesn’t help you. You have to organize and analyze it. After the…

    Dr. Maria James February 10, 2022
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    Evaluating the Film Molly’s Game From a Business Perspective

    Guest Contributor: Lynda Joyner Molly’s Game is a dramatic retelling of the real-life exploits of Molly Bloom, a former Olympic skier who ran the world’s most…

    Guest Contributor March 25, 2021
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    POM062: Cutting Costs Versus Increasing Income

    I’ve debated with others if a person who is working on mastering their money should be focused on cutting costs and decreasing expenses or increasing…

    Dr. Maria James February 9, 2021
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    POM061: New Personal Finance and Business Rules Learned from the Pandemic

    With the pandemic and quarantines, we had to transition to doing almost everything at home. We had to rethink a lot of activities and normal…

    Dr. Maria James February 2, 2021
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    POM059: 11 Business Tips to Survive a Recession or Economic Downturn

    Listen and subscribe: iTunes, Stitcher, Spotify The entrepreneur roller coaster may have been crazier than normal for the past 12 months. No one really foresaw such craziness was…

    Dr. Maria James January 12, 2021
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    POM057: Pocket of Money Podcast is Back

    Listen and subscribe: iTunes, Stitcher, Spotify   It’s time. The podcast will be back in action. After a hiatus, we’re back with all new content for your financial…

    Dr. Maria James December 18, 2020
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    3 Key Elements for a Revenue-Generating Strategy

    An effective strategy or action plan is needed to achieve your business goals. In order to increase revenue, you have to determine how you will…

    Dr. Maria James October 20, 2020
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    4 Reasons Utah May Be The Best State For Your Startup

    When you look into the various factors involved with making a startup successful, there are always a few points near the top of the list.…

    Guest Contributor October 13, 2020
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    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
    • 3 Step Mid-Year Money Check-In: How to Measure Your Progress and Adjust Your Goals
      Have you checked-in on your money? As summer winds down and quarter three kicks into gear, it’s the perfect time to pause and take stock of your finances.  A mid-year financial check-in can help you course-correct, celebrate wins, and align your current efforts with your long-term goals. Whether that’s retiring early, buying a home, funding…
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