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    Category: Life & Money

    Achieving the American Dream Through Financial Literacy Education

    The racial wealth gap is a pervasive and worrying issue in modern society. This refers to the significant disparities between different racial groups, with white…

    Dr. Maria James May 22, 2023
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    7 Mistakes to Avoid while Eliminating Your Debt

    Paying off your debts would be the best option if you are ready to devote yourself to it and make the required sacrifices. Eliminating debt…

    Guest Contributor August 5, 2022
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    Time is NOT money. Time is time. Money is money.

    I’ve heard over and over again that time is money. It is usually stated when people are conveying that you shouldn’t waste your time or…

    Dr. Maria James April 5, 2021
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    POM064: 10 Top Budgeting Mistakes and Questions Explained

    One of the main things that prevents people from consistently budgeting is how they perceive a budget. A budget is often looked that as a…

    Dr. Maria James March 10, 2021
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    POM062: Cutting Costs Versus Increasing Income

    I’ve debated with others if a person who is working on mastering their money should be focused on cutting costs and decreasing expenses or increasing…

    Dr. Maria James February 9, 2021
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    POM061: New Personal Finance and Business Rules Learned from the Pandemic

    With the pandemic and quarantines, we had to transition to doing almost everything at home. We had to rethink a lot of activities and normal…

    Dr. Maria James February 2, 2021
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    7 Great Financial Fitness Ideas Instead of Material Gifts for Valentine’s Day

    It’s almost Valentine’s Day. You may already see the decorations, candy, and teddy bears in stores and advertised via email. However, this year you may…

    Dr. Maria James January 21, 2021
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    POM060: How to Pay Off Six Figures of Debt as a Couple with Bevin Morgan

    Listen and subscribe: iTunes, Stitcher, Spotify Bevin Morgan is a financial wellness coach providing community and accountability to Black women who are ready to step into financial confidence…

    Dr. Maria James January 19, 2021
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    POM058: Determine Your Financial Status to Make Strong Goals

    Listen and subscribe: iTunes, Stitcher, Spotify   In this episode, I discuss important financial status indicators you should review before drafting your financial goals. Get…

    Dr. Maria James January 5, 2021
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    POM057: Pocket of Money Podcast is Back

    Listen and subscribe: iTunes, Stitcher, Spotify   It’s time. The podcast will be back in action. After a hiatus, we’re back with all new content for your financial…

    Dr. Maria James December 18, 2020
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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