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    Category: Save Money

    POM052: Why I Don’t Do $0 Zero-Based Budgeting

     In this episode, I talk about something that some people absolutely love and for others, it’s the bane of their existence. We are going…

    Dr. Maria James November 20, 2018
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    POM051: Teaching Children to Save Money with Rachael Hanible

     In this episode, we discuss: key elements in paying off debt and saving one year’s worth of bills the top three tips to teach children…

    Dr. Maria James November 12, 2018
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    POM040: Financial Fitness Turn Up Challenge

      In this episode, We’re going to talk about the basis for your financial goals and then ultimately your financial success, getting clear on your…

    Dr. Maria James April 15, 2018
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    POM024: Creating a Freedom Plan & Saving $85k in 1 Year with Jamila Souffrant

    In this episode Jamila explains what a freedom plan is, how to create one, and how she and her husband saved and invested over $85,000…

    Dr. Maria James November 6, 2017
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    POM021: How to Become a Better Saver

    In this episode, we’re going to talk about what you can do to make yourself save more money. Being able to save money is crucial…

    Dr. Maria James October 11, 2017
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    How to Save Money Easily with Digit

      Saving money can be hard, but it doesn’t have to be. It depends on how you’re doing it. Let’s talk about how to save…

    Dr. Maria James February 6, 2017
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    Get Rewards and Cash Back Without Using a Credit Card

    I’ve been hearing “it’s cute that you tell us to have discipline, but I’m going to spend this holiday season.” I’ve also heard “I have…

    Dr. Maria James November 21, 2016
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    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016
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    When Should I Use My Savings

      Have you ever thought, “when should I use my savings?” You hear you should save. Save. Save. Save. However, when do you use those…

    Dr. Maria James June 9, 2016
    8 Comments

    5 Tips to Afford the Services and Items You Want or Need

      Are you familiar with the common phrase when you know better do better? If only it was that easy. Sometimes you know of actions…

    Dr. Maria James March 5, 2015
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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