POM052: Why I Don’t Do $0 Zero-Based Budgeting

In this episode, I talk about something that some people absolutely love and for others, it’s the bane of their existence. We are going to be talking about budgets, specifically a common concept or piece of advice that is given and why I don’t follow it.


Budgets are crucial to financial success and are a powerful tool. Budgets are not a one and done type of tool. You will have to revise your budget as things change in your life and even as you spend during the month.


Resources Mentioned:

Black Friday Sale is happening now through Cyber Monday. Buy things that will help you achieve your goals first.

Click here to head to the shop.

Money Management Toolkit – free resources e.g. monthly and yearly budget templates


Thanks for listening:

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About Dr. Maria James

Dr. James, The Money Scientist, has expertise with designing income management, debt management, and wealth strategies to help you live your best life. She is the founder of Pocket of Money, LLC and the creator of The Wealth Protocol™. Dr. James has also been a guest financial expert on ESSENCE, WEAA, Madame Noire and more.

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