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    Tag: frugal living

    Get Rewards and Cash Back Without Using a Credit Card

    I’ve been hearing ā€œit’s cute that you tell us to have discipline, but I’m going to spend this holiday season.ā€ I’ve also heard ā€œI have…

    Dr. Maria James November 21, 2016
    0 Comments

    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016
    0 Comments

    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
    0 Comments

    5 End of The Year Tax Tips

    Now is the time to save on taxes before the end of the year. Owe, just right, or refund. That’s the game for taxes. We…

    Dr. Maria James November 24, 2015
    2 Comments

    How to Buy a Used Car: Beginner’s Guide

    I’m thinking about buying a used car and I had no idea where to start. Total beginner here. No clue what to look for, where…

    Dr. Maria James October 17, 2015
    18 Comments

    Saving and Being Money Savvy While Visiting

    The time for college drop offs and last summer vacations is fast approaching. It can be very tempting and seem almost unavoidable to spend a…

    Dr. Maria James August 14, 2014
    0 Comments

    Make The Most Out of Tax Free Weekend

    Here in the U.S., summer is quickly coming to a close. Many great things happen around this time, one of which is Tax Free Weekend.…

    Dr. Maria James July 30, 2014
    1 Comment

    Which Is The Best Tablet for Productivity?

    I’ve been debating getting a tablet. I’m all about being green and saving green so a tablet that can act as an e-reader and allow…

    Dr. Maria James July 23, 2014
    0 Comments

    How to Make Money with Electronic Recycling

    Technology is advancing at an increasingly fast pace, which causes the turnover for electronics to also increase. New electronics come out every few months and…

    Dr. Maria James July 9, 2014
    0 Comments

    Frugality is Important to Wealth

    Money management requires some discipline. Personal finance is 80% behavior and 20% knowledge, so that behavior needs to include some discipline about spending, saving and…

    Dr. Maria James May 21, 2014
    0 Comments
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    • 10 Key Financial Wellness Tips for CEOs: Summary of the ā€œNavigating Employee Financial Stressā€ Series
      Over the past few weeks, the Navigating Employee Financial Stress blog series on Pocket of Money has explored what many executives overlook but every team feels: the hidden toll of financial pressure in the workplace. From data-driven insights to personal stories, we’ve unpacked how financial stress quietly undermines productivity, engagement, and even retention. Now, we’re…
    • Should I Save, Invest, or Pay Off Debt?
      One of the most common questions in personal finance is whether to save, invest, or pay off debt. Each of these actions has its own benefits, but the best choice often depends on your financial situation, goals, and even your age.  Let’s explore the key financial milestones and conditions that can help you decide which…
    • Part 10: Navigating Employee Financial Stress – A Turning Point
      Chapter 10: A Turning Point Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection Chapter 5: The Breaking Point – A Key Employee Resigns Chapter 6: Shareholder Pressure Increases Chapter…
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