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    Category: Life & Money

    How to Budget by Paycheck and Break Free from the Paycheck-to-Paycheck Cycle

    Living paycheck to paycheck can feel like an endless cycle, leaving little room for financial security or long-term goals. However, one powerful method to take…

    Dr. Maria James March 27, 2025

    3 Key Things to Do About the Latest Social Security Breach

    Your social security number may have been leaked during the massive data breach of the National Public Data company. They conduct background checks. Your contact…

    Dr. Maria James August 23, 2024

    Best Way to Pay Off Credit Card Debt and Other Loans

    The average adult in the U.S. has credit card debt and multiple other types of loans, yet are unaware of how they truly work and…

    Dr. Maria James July 8, 2024

    Breaking Down the Numbers: Medical Care and Health Insurance Costs in the US versus the Rest of the World

    A crucial component of healthcare systems across the world is the cost of medical care and health insurance. Let’s analyze the typical expenses in the…

    Dr. Maria James October 13, 2023

    The What and Why of the Gender Wealth Gap

    What is the Gender Wealth Gap? The racial wage gap has been a major topic of discussion regarding the economic difficulties that women face in…

    Dr. Maria James June 19, 2023

    Achieving the American Dream Through Financial Literacy Education

    The racial wealth gap is a pervasive and worrying issue in modern society. This refers to the significant disparities between different racial groups, with white…

    Dr. Maria James May 22, 2023

    7 Mistakes to Avoid while Eliminating Your Debt

    Paying off your debts would be the best option if you are ready to devote yourself to it and make the required sacrifices. Eliminating debt…

    Guest Contributor August 5, 2022

    Time is NOT money. Time is time. Money is money.

    I’ve heard over and over again that time is money. It is usually stated when people are conveying that you shouldn’t waste your time or…

    Dr. Maria James April 5, 2021

    POM064: 10 Top Budgeting Mistakes and Questions Explained

    One of the main things that prevents people from consistently budgeting is how they perceive a budget. A budget is often looked that as a…

    Dr. Maria James March 10, 2021

    POM062: Cutting Costs Versus Increasing Income

    I’ve debated with others if a person who is working on mastering their money should be focused on cutting costs and decreasing expenses or increasing…

    Dr. Maria James February 9, 2021
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    • Part 6: Navigating Employee Financial Stress – Shareholder Pressure Increases
      Chapter 6: Shareholder Pressure Increases Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection Chapter 5: The Breaking Point – A Key Employee Resigns The conference room was tense. The…
    • Part 5: Navigating Employee Financial Stress – The Breaking Point
      Chapter 5: The Breaking Point – A Key Employee Resigns Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection I barely looked up when I heard the knock on my…
    • Part 4: Navigating Employee Financial Stress – A Personal Reflection
      Chapter 4: A Personal Reflection Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees The office was quiet, the hum of the HVAC system the only sound as I sat at my desk, staring at…
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