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    Category: Credit & Debt

    When Should I Consolidate Loans

    Debt is the bane of many people’s existence. According to a study done by Nitro College, the vast majority of Americans have debt, approximately 80%…

    Dr. Maria James April 25, 2019
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    POM048: Paying off $1Million in Debt with Naseema McElroy

    In this episode, I talk with Naseema McElroy about how to plan to pay off debt and how to start investing. We discuss creating a…

    Dr. Maria James September 3, 2018
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    POM046: The ABCDs of Debt Elimination with Simone Dennis

    In this episode, Simone Dennis walked us through tips and techniques to eliminate debt. We discussed: that ABCD technique of debt elimination what lifestyle inflation actually…

    Dr. Maria James July 23, 2018
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    POM045: A $100,000 Journey to Debt Freedom with Ericka Young

    Debt is something the majority of us have. When you’re married and working to pay off debt, this adds another element. You have to work…

    Dr. Maria James July 16, 2018
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    POM032: The Journey to Saving 50% of Income with Cait Flanders

    In this episode, Cait Flanders discussed paying off $28,000 of debt. She also goes into detail about her year of less where she did a…

    Dr. Maria James January 15, 2018
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    POM031: Paying off $47,000+ of Debt in 10 months with Devon Horace

    In this episode, Devon Horace explains the steps and methods he used to pay off $47,238.38 of debt in 10 months. Join us as we…

    Dr. Maria James January 8, 2018
    1 Comment

    The Super Simple Wealth Formula

    I said I would give them a super simple wealth formula.   I was having a conversation with my brothers and sisters and the conversation…

    Dr. Maria James January 19, 2017
    1 Comment

    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
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    7 Tips to Pay Off Your Mountain of Student Loan Debt

    You have a mountain of student loan debt and are frustrated. Maybe a bit overwhelmed? Trying to determine how in the world to pay it…

    Dr. Maria James February 24, 2016
    0 Comments

    Life Lessons No One Told You About Money

    Life lessons about money normally come about through trial and error (and make for interesting stories). You learn different life lessons about money in this…

    Dr. Maria James June 19, 2014
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    • Where Is My Money Going? The 4 Major Hidden Leaks High Earners Miss
      Where Is My Money Going? The Hidden Leaks High Earners Miss You’ve been trying to save for six months now. Really trying. You set up automatic transfers. You told yourself, “This is the month.” You cut back on the so-called obvious stuff: fewer dinners out, skipped the expensive vacation, and said no to impulse purchases.…
    • Why Do I Feel Broke Making $100K+? A Quick 3 Part Solution
      Why Do I Feel Broke Making $100K+? You just got your paycheck. Again. The same direct deposit that used to feel like winning the lottery now barely registers. You glance at your checking account balance, do some mental math about what’s already committed, and feel that familiar knot in your stomach. How is there so…
    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
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