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    Category: Credit & Debt

    When Should I Consolidate Loans

    Debt is the bane of many people’s existence. According to a study done by Nitro College, the vast majority of Americans have debt, approximately 80%…

    Dr. Maria James April 25, 2019
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    POM048: Paying off $1Million in Debt with Naseema McElroy

    In this episode, I talk with Naseema McElroy about how to plan to pay off debt and how to start investing. We discuss creating a…

    Dr. Maria James September 3, 2018
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    POM046: The ABCDs of Debt Elimination with Simone Dennis

    In this episode, Simone Dennis walked us through tips and techniques to eliminate debt. We discussed: that ABCD technique of debt elimination what lifestyle inflation actually…

    Dr. Maria James July 23, 2018
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    POM045: A $100,000 Journey to Debt Freedom with Ericka Young

    Debt is something the majority of us have. When you’re married and working to pay off debt, this adds another element. You have to work…

    Dr. Maria James July 16, 2018
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    POM032: The Journey to Saving 50% of Income with Cait Flanders

    In this episode, Cait Flanders discussed paying off $28,000 of debt. She also goes into detail about her year of less where she did a…

    Dr. Maria James January 15, 2018
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    POM031: Paying off $47,000+ of Debt in 10 months with Devon Horace

    In this episode, Devon Horace explains the steps and methods he used to pay off $47,238.38 of debt in 10 months. Join us as we…

    Dr. Maria James January 8, 2018
    1 Comment

    The Super Simple Wealth Formula

    I said I would give them a super simple wealth formula.   I was having a conversation with my brothers and sisters and the conversation…

    Dr. Maria James January 19, 2017
    1 Comment

    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
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    7 Tips to Pay Off Your Mountain of Student Loan Debt

    You have a mountain of student loan debt and are frustrated. Maybe a bit overwhelmed? Trying to determine how in the world to pay it…

    Dr. Maria James February 24, 2016
    0 Comments

    Life Lessons No One Told You About Money

    Life lessons about money normally come about through trial and error (and make for interesting stories). You learn different life lessons about money in this…

    Dr. Maria James June 19, 2014
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    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
    • 3 Step Mid-Year Money Check-In: How to Measure Your Progress and Adjust Your Goals
      Have you checked-in on your money? As summer winds down and quarter three kicks into gear, it’s the perfect time to pause and take stock of your finances.  A mid-year financial check-in can help you course-correct, celebrate wins, and align your current efforts with your long-term goals. Whether that’s retiring early, buying a home, funding…
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