Is Dave Ramsey Unrealistic?
Dave Ramsey is known for stating that you shouldn’t borrow money, at all. If you can’t make the purchase with the income or cash you…
Category: Credit & Debt
3 Steps to Stay Out of Debt
Credit card debt is a major problem. The average American household has $15,270 in credit card debt. The average interest rate for a credit card…
Important Tasks After Financial Hardship or Bankruptcy
Some of you have asked so let’s talk about it. No matter how much your income, whether it’s $30,000 or $200,000, you have likely experienced…
Avoiding More Debt During the Holidays
Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay…
Moving Towards Financial Success.
In our society, money is necessary. Whether it’s something that you need or want, you need money to get it. In order to have shelter…
4 Simple Tips to Raise Your Credit Score.
The past two weeks we discussed what credit is, how you build it, what is a credit score, and what affects your credit score. Now…
Credit and credit scores explained. Part 2.
What is a good credit score? Last week, we talked about what credit is and what is a good way to use it. Basically any…
What is a good credit score? Credit and credit scores explained. Part 1.
If you’ve ever borrowed money you started a credit history from which your credit score is based. Most of us got that first credit card…
3 Steps to Paying Back Your Student Loans Faster
I mentioned my guest article published on Bobby Finance a few weeks ago and received a few questions about it so I’m posting it here…
Good Debt vs. Bad Debt. Why you should get rid of it all.
Is there really such a thing as good debt? You’ve probably heard the terms good debt and bad debt, but what do they really mean?…