6 Steps to Improve Your Money


I was scrolling through Entrepreneur magazine and came across the article 6 Steps to Salvage an Unproductive Day, you can check out the original article to get those tips.  As I read through this article occurred to me that all the steps can also be applied to being productive with your finances. Read the six steps below to help you better manage your finances.


Step 1: Clear the clutter.

This talks about clearing up your work space so you can focus on the task at hand. The same can be said for your finances. Keeping your files tidy and neat will make it easier and less stressful to accomplish tasks such as bill pay and tax preparation. If you want to learn more about organizing your bills and papers check out this post.


Step 2: Cross off the easy stuff first.

Here the importance of a to-do list is emphasized. Creating a list of items that you need to check and tasks that you need to accomplish will help you stay on track with your finances. Have you ever asked yourself did I transfer that money? Did I make the appointment to analyze my investment accounts? Make a list and stay on track.


Step 3: Choose one task.

Pick the top most priority for the day and focus on getting it done. You have to also do this with your financial goals. Place them in order of importance and desired time until completion. Focus and put all your time and energy into getting that goal fully set up before starting on another.


Step 4: Change the scenery.

Move to another setting to jumpstart your productivity. If you don’t care for your financial management sessions, which many people don’t, then try changing the scenery. Move to another room. Change the items or look of the current room. Make things more festive, more relaxing, more stern looking, whatever will help you to focus and get through the tasks.


Step 5: Set a timer.

Spend an uninterrupted 15 minutes powering though a task. Setting aside specific time to go through your finances or speak to a spouse about finances is important. Mark the time on your calendar and stick to it. Don’t put it off or it’s likely to never get down or you’ll be forced to do something important last minute, which increases your stress level. Schedule time to give your finances your undivided attention.


Step 6: Keep a positive mindset.

Energize yourself with positive thoughts at the beginning and the end of the day. We all have goals that we are working towards or in other words we are striving to move forward from our current situation. Whether that’s making more money, growing investments, getting out of debt etc. Whatever your goal exercise positivity when dealing with your finances. Wealth starts in the mind.


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Photo Credit: Tomoyuki Kawashima

About Dr. Maria James

Dr. James, The Money Scientist, has expertise with designing income management, debt management, and wealth strategies to help you live your best life. She is the founder of Pocket of Money, LLC and the creator of The Wealth Protocol™. Dr. James has also been a guest financial expert on ESSENCE, WEAA, Madame Noire and more.

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