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    Tag: save money

    How to Budget Your Holiday Spending and Keep Your Goals

    I know. I know. We still have five months until the end of the year. However, now is the time to craft your plan to…

    Dr. Maria James August 8, 2019
    0 Comments

    POM028: 19 Personal Finance Mistakes to Leave in 2017

    In this episode I’m going to cover some of the common costly personal finance mistakes people are making. Let’s go over them so you don’t…

    Dr. Maria James December 4, 2017
    0 Comments

    POM014: Should I Save or Pay Down Debt?

    Should I save money or pay down debt? It’s a question I see quite often. It’s not a simple yes or no answer, unfortunately. It…

    Dr. Maria James May 1, 2017
    0 Comments

    POM003: How I Saved Over $10,000 On $23,000 Per Year

    If you mismanage $10 then you’ll mismanage a million dollars. You’ve heard the advice before: it’s not the amount of money you have it’s what…

    Dr. Maria James March 12, 2017
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    How to Save Money Easily with Digit

      Saving money can be hard, but it doesn’t have to be. It depends on how you’re doing it. Let’s talk about how to save…

    Dr. Maria James February 6, 2017
    0 Comments

    Get Rewards and Cash Back Without Using a Credit Card

    I’ve been hearing “it’s cute that you tell us to have discipline, but I’m going to spend this holiday season.” I’ve also heard “I have…

    Dr. Maria James November 21, 2016
    0 Comments

    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016
    0 Comments

    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
    0 Comments

    When Should I Use My Savings

      Have you ever thought, “when should I use my savings?” You hear you should save. Save. Save. Save. However, when do you use those…

    Dr. Maria James June 9, 2016
    8 Comments

    How to Buy a Used Car: Beginner’s Guide

    I’m thinking about buying a used car and I had no idea where to start. Total beginner here. No clue what to look for, where…

    Dr. Maria James October 17, 2015
    18 Comments
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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