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    Tag: save money

    Should I Save, Invest, or Pay Off Debt?

    One of the most common questions in personal finance is whether to save, invest, or pay off debt. Each of these actions has its own…

    Dr. Maria James May 14, 2025
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    How to Budget by Paycheck and Break Free from the Paycheck-to-Paycheck Cycle

    Living paycheck to paycheck can feel like an endless cycle, leaving little room for financial security or long-term goals. However, one powerful method to take…

    Dr. Maria James March 27, 2025
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    Breaking Down the Numbers: Medical Care and Health Insurance Costs in the US versus the Rest of the World

    A crucial component of healthcare systems across the world is the cost of medical care and health insurance. Let’s analyze the typical expenses in the…

    Dr. Maria James October 13, 2023
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    Sizzling Summer Fun: Low-Cost Entertainment Ideas for Friends and Family

    When summer arrives, it’s the perfect time to make lasting memories with friends and family. While the idea of summer fun may conjure up images…

    Dr. Maria James July 17, 2023
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    3 Money Moves to Make Right Now for Financial Stability

    There has been a lot of discussion in general and among finance experts about the best money moves to make right now. We are reflecting…

    Dr. Maria James July 24, 2020
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    Savings Goals Formulas

    Saving money is a common goal or financial desire. We all have something or more likely multiple things that we want to save up to…

    Dr. Maria James March 2, 2020
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    Sinking Funds and Why I Kind of Don’t like Them

    Saving money is important. Usually, any method that gets people to save more money I am for it. However, I don’t like these sinking funds.…

    Dr. Maria James February 24, 2020
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    7 Key Ways to Save Money and a $5 Saving Challenge for Real Results

    We all know we need to save money. However, it can be difficult to stay motivated and actually save money. Many of us end up…

    Dr. Maria James August 17, 2019
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    How to Budget Your Holiday Spending and Keep Your Goals

    I know. I know. We still have five months until the end of the year. However, now is the time to craft your plan to…

    Dr. Maria James August 8, 2019
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    POM028: 19 Personal Finance Mistakes to Leave in 2017

    In this episode I’m going to cover some of the common costly personal finance mistakes people are making. Let’s go over them so you don’t…

    Dr. Maria James December 4, 2017
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    • Should I Save, Invest, or Pay Off Debt?
      One of the most common questions in personal finance is whether to save, invest, or pay off debt. Each of these actions has its own benefits, but the best choice often depends on your financial situation, goals, and even your age.  Let’s explore the key financial milestones and conditions that can help you decide which…
    • Part 10: Navigating Employee Financial Stress – A Turning Point
      Chapter 10: A Turning Point Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection Chapter 5: The Breaking Point – A Key Employee Resigns Chapter 6: Shareholder Pressure Increases Chapter…
    • Part 9: Navigating Employee Financial Stress – Pushback and Doubts
      Chapter 9: Pushback and Doubts Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection Chapter 5: The Breaking Point – A Key Employee Resigns Chapter 6: Shareholder Pressure Increases Chapter…
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