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    Category: Frugal Living

    Financial Fitness Turn Up Challenge Week One

      Happy Financial Literacy Month! Well, three months have already passed. How are you doing with your financial goals?   Did you just cringe? Yeah,…

    Dr. Maria James April 1, 2018
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    Get Rewards and Cash Back Without Using a Credit Card

    I’ve been hearing “it’s cute that you tell us to have discipline, but I’m going to spend this holiday season.” I’ve also heard “I have…

    Dr. Maria James November 21, 2016
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    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016
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    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
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    Top Personal Finance Myths Debunked

    As The Money Scientist, of course people talk personal and business finance with me all the time. I get to hear people brag about great…

    Dr. Maria James January 18, 2016
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    5 Tips to Afford the Services and Items You Want or Need

      Are you familiar with the common phrase when you know better do better? If only it was that easy. Sometimes you know of actions…

    Dr. Maria James March 5, 2015
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    Is Your Money Prepared for The New Season?

    Summer is coming to a close. Every year you prepare yourself for cooler temperatures, getting children ready for school, school buses on the road, and…

    Dr. Maria James August 21, 2014
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    Saving and Being Money Savvy While Visiting

    The time for college drop offs and last summer vacations is fast approaching. It can be very tempting and seem almost unavoidable to spend a…

    Dr. Maria James August 14, 2014
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    Make The Most Out of Tax Free Weekend

    Here in the U.S., summer is quickly coming to a close. Many great things happen around this time, one of which is Tax Free Weekend.…

    Dr. Maria James July 30, 2014
    1 Comment

    How to Make Money with Electronic Recycling

    Technology is advancing at an increasingly fast pace, which causes the turnover for electronics to also increase. New electronics come out every few months and…

    Dr. Maria James July 9, 2014
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    • Where Is My Money Going? The 4 Major Hidden Leaks High Earners Miss
      Where Is My Money Going? The Hidden Leaks High Earners Miss You’ve been trying to save for six months now. Really trying. You set up automatic transfers. You told yourself, “This is the month.” You cut back on the so-called obvious stuff: fewer dinners out, skipped the expensive vacation, and said no to impulse purchases.…
    • Why Do I Feel Broke Making $100K+? A Quick 3 Part Solution
      Why Do I Feel Broke Making $100K+? You just got your paycheck. Again. The same direct deposit that used to feel like winning the lottery now barely registers. You glance at your checking account balance, do some mental math about what’s already committed, and feel that familiar knot in your stomach. How is there so…
    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
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