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    • Home
      • About Us
      • About Dr. James
    • Programs
      • Free Resources
      • WISE Budget Box
      • WISE Financial Fitness
    • Shop
    • Work With Me
      • Consulting
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      • Speaking
    • Blog
      • Credit & Debt
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      • Save Money
      • Side Hustle
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    Category: Frugal Living

    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016

    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016

    Top Personal Finance Myths Debunked

    As The Money Scientist, of course people talk personal and business finance with me all the time. I get to hear people brag about great…

    Dr. Maria James January 18, 2016

    5 Tips to Afford the Services and Items You Want or Need

      Are you familiar with the common phrase when you know better do better? If only it was that easy. Sometimes you know of actions…

    Dr. Maria James March 5, 2015

    Is Your Money Prepared for The New Season?

    Summer is coming to a close. Every year you prepare yourself for cooler temperatures, getting children ready for school, school buses on the road, and…

    Dr. Maria James August 21, 2014

    Saving and Being Money Savvy While Visiting

    The time for college drop offs and last summer vacations is fast approaching. It can be very tempting and seem almost unavoidable to spend a…

    Dr. Maria James August 14, 2014

    Make The Most Out of Tax Free Weekend

    Here in the U.S., summer is quickly coming to a close. Many great things happen around this time, one of which is Tax Free Weekend.…

    Dr. Maria James July 30, 2014
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    How to Make Money with Electronic Recycling

    Technology is advancing at an increasingly fast pace, which causes the turnover for electronics to also increase. New electronics come out every few months and…

    Dr. Maria James July 9, 2014

    Frugality is Important to Wealth

    Money management requires some discipline. Personal finance is 80% behavior and 20% knowledge, so that behavior needs to include some discipline about spending, saving and…

    Dr. Maria James May 21, 2014

    How to Handle Inconsistent Income

    No matter your income level, you need a spending plan. It’s not how much money, it’s how you work it. You may have seen the…

    Dr. Maria James February 20, 2014
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