3 Personal Finance Rules to Throw Out During Hard Times.

As I was going through some personal finance rules that are very good to follow, I thought of the individuals who may be experiencing economic hardship and how this may be conflicting information. If you don’t have any income, no money coming into your household, then some of the rules don’t make much sense for you to adhere to at this time. You have to play by a different set…

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DIY. How to save money on clothes.

When it’s time for the seasons to change, we start putting away last season’s clothes and pulling out clothes for the new season, placing them within easy reach. Before summer actually arrives, I’m already impatiently awaiting the warm weather, long days of sunshine and summer clothes. The promise of autumn finds the same behavior of preparation with pulling out scarves, long sleeve shirts, jackets etc. Now, I know the trends…

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How to Save Money While Shopping. 8 Tricks for Hitting Sales.

America is the land of sales, there is always a store trying to entice you with discounted items. However, there are certain times of the year when big sales occur that everyone is waiting to enjoy. Labor Day is one of those times. You can see the signs posted days in advance and your email gets flooded with Labor Day sale promotions.  The stores know many people will be off…

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Groceries for two on less than $200 a month. How to save money on groceries.

One of the biggest expenses in the household is usually the food budget, which increases as the family size increases. Shopping for groceries can be an extreme chore that eats up a significant portion of your income. According to the U.S. Census, in 2010 a family of four spending moderately paid about $800 per month on groceries alone, this excludes eating out. That’s a whopping $9,600 per year on just…

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Save Money on 4th of July Celebrations

Independence Day is almost here. Are you already envisioning your time off? Plans to celebrate the national holiday? You may be planning a road trip, barbecue or party. However, there’s no need to break the bank. Check out these tips to help you keep the cost low and the quality high as you celebrate for the holiday. Also, be sure to read the fun facts about Independence Day at the…

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How to Save Money During Summer

1) Free outdoor movies and screenings. Many places show movies outside for free during summer. Look for outdoor film festivals in your area. Some college campuses and town or city alliances organize them. For example, in Baltimore an area called Little Italy holds the Little Italy Open Air Film Fest. Once a week for July and June, they show a movie for free outdoors.  Check the local news and newspapers…

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4 Rules to Save Money Using Public Transportation

A common way to save money is to use public transportation. Maintaining and driving a car can be very expensive. When you have a car, you definitely have more independence, but you also have a car note, a car insurance bill, payments for car maintenance, and payments for any car emergencies that come up.   Many people need a car to get to work, perhaps you live to far away…

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Where to Watch Movies Online

Watching movies online in the comfort of your own home has a certain appeal. You can eat whatever you want, talk as loud as you want, and pause the movie when you want. As we continue moving into a more digital age, many prefer to stream movies online versus renting DVDs. There are quite a few options to streaming movies. Some sites are completely free and others have a paid…

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