Credit and credit scores explained. Part 2.
What is a good credit score? Last week, we talked about what credit is and what is a good way to use it. Basically any…
What is a good credit score? Credit and credit scores explained. Part 1.
If you’ve ever borrowed money you started a credit history from which your credit score is based. Most of us got that first credit card…
Budget for it. 4 steps on how to budget.
What is a budget? Budgets are plans for your future spending and saving or in other words a spending plan. Budgets are important for managing…
Groceries for two on less than $200 a month. How to save money on groceries.
Updated February 2025 One of the biggest expenses in the household is usually the food budget, which increases as the family size increases. Shopping for…
Saving Money Habits and Wealth. How do Americans compare?
Saving money is crucial to building wealth as you’ll see below. However, many of us do very poorly with saving money. The statistics are…
Save Money on 4th of July Celebrations
Independence Day is almost here. Are you already envisioning your time off? Plans to celebrate the national holiday? You may be planning a road trip,…
3 Steps to Paying Back Your Student Loans Faster
I mentioned my guest article published on Bobby Finance a few weeks ago and received a few questions about it so I’m posting it here…
Good Debt vs. Bad Debt. Why you should get rid of it all.
Is there really such a thing as good debt? You’ve probably heard the terms good debt and bad debt, but what do they really mean?…
Quick Personal Finance Tips
Glinda Bridgforth is a best-selling author and financial expert. She recently conducted a seminar sponsored by Toyota Financial Services where she gave financial fuel tips,…
How to Save Money During Summer
1) Free outdoor movies and screenings. Many places show movies outside for free during summer. Look for outdoor film festivals in your area. Some college…