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    Tag: small business

    Part 4: Navigating Employee Financial Stress – A Personal Reflection

    Chapter 4: A Personal Reflection Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough…

    Dr. Maria James March 27, 2025
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    Part 1: Navigating Employee Financial Stress – The First Signs of Trouble

    Chapter 1: The First Signs of Trouble The numbers didn’t lie. I sat at my desk, scrolling through the latest performance reports. Productivity was down,…

    Dr. Maria James February 27, 2025
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    How to Create a Realistic Business Budget for Next Year

    Have you already created your business budget for next year? A budget is part of your plan for revenue and profits. You’re more likely to…

    Dr. Maria James December 11, 2023
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    3 KPIs to Reveal Revenue Generating Actions

    The number of sales, amount of income and size of your audience are not the most important KPIs (key performance indicators) for the financial status…

    Dr. Maria James February 18, 2022
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    Create These 4 Financial Reports Every Month

    Financial data is crucial to your business success. However, simply having the data doesn’t help you. You have to organize and analyze it. After the…

    Dr. Maria James February 10, 2022
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    4 Reasons Utah May Be The Best State For Your Startup

    When you look into the various factors involved with making a startup successful, there are always a few points near the top of the list.…

    Guest Contributor October 13, 2020
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    How Low Productivity Tanks Your Revenue and Profit

    Positive cashflow is crucial to a healthy business as well as achieving financial and time freedom. After all if your business doesn’t have a profit,…

    Dr. Maria James August 28, 2020
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    9 Ways to Successfully Network Virtually

    Networking is still the gold standard for success in a professional career or business. Why? Networking allows you to build relationships and create deeper connections.…

    Dr. Maria James July 28, 2020
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    5 Tips To Help Take Your Business To The Next Level

    When you start to think about launching your own business, it can be such a scary thought. It can be so out of your comfort…

    Guest Contributor April 18, 2020
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    How to Optimize Running Your Business

    Image Source, Pexels Running a business, it can sometimes be difficult to keep every element of it running in an organized fashion and also keep…

    Guest Contributor March 29, 2020
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    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
    • 3 Step Mid-Year Money Check-In: How to Measure Your Progress and Adjust Your Goals
      Have you checked-in on your money? As summer winds down and quarter three kicks into gear, it’s the perfect time to pause and take stock of your finances.  A mid-year financial check-in can help you course-correct, celebrate wins, and align your current efforts with your long-term goals. Whether that’s retiring early, buying a home, funding…
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