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    Tag: save money

    15 Powerful Actions to Transform Your Financial Future This April

    April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade…

    Dr. Maria James April 1, 2026
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    Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?

    It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to…

    Dr. Maria James September 18, 2025
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    Should I Save, Invest, or Pay Off Debt?

    One of the most common questions in personal finance is whether to save, invest, or pay off debt. Each of these actions has its own…

    Dr. Maria James May 14, 2025
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    How to Budget by Paycheck and Break Free from the Paycheck-to-Paycheck Cycle

    Living paycheck to paycheck can feel like an endless cycle, leaving little room for financial security or long-term goals. However, one powerful method to take…

    Dr. Maria James March 27, 2025
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    Breaking Down the Numbers: Medical Care and Health Insurance Costs in the US versus the Rest of the World

    A crucial component of healthcare systems across the world is the cost of medical care and health insurance. Let’s analyze the typical expenses in the…

    Dr. Maria James October 13, 2023
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    Sizzling Summer Fun: Low-Cost Entertainment Ideas for Friends and Family

    When summer arrives, it’s the perfect time to make lasting memories with friends and family. While the idea of summer fun may conjure up images…

    Dr. Maria James July 17, 2023
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    3 Money Moves to Make Right Now for Financial Stability

    There has been a lot of discussion in general and among finance experts about the best money moves to make right now. We are reflecting…

    Dr. Maria James July 24, 2020
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    Savings Goals Formulas

    Saving money is a common goal or financial desire. We all have something or more likely multiple things that we want to save up to…

    Dr. Maria James March 2, 2020
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    Sinking Funds and Why I Kind of Don’t like Them

    Saving money is important. Usually, any method that gets people to save more money I am for it. However, I don’t like these sinking funds.…

    Dr. Maria James February 24, 2020
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    7 Key Ways to Save Money and a $5 Saving Challenge for Real Results

    We all know we need to save money. However, it can be difficult to stay motivated and actually save money. Many of us end up…

    Dr. Maria James August 17, 2019
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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