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    Tag: planning

    POM027: Designing Non-negotiable Goals

    In this episode we’re going to discuss creating goals and making them non-negotiable. We discuss: how to determine your main goals how to craft a…

    Dr. Maria James November 27, 2017
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    The Super Simple Wealth Formula

    I said I would give them a super simple wealth formula.   I was having a conversation with my brothers and sisters and the conversation…

    Dr. Maria James January 19, 2017
    1 Comment

    5 Item Checklist for Your Personal Finance Mid-Year Checkup

    It’s that time of year again, for your personal finance mid-year checkup. Financial progress is a long-term endeavor. Every day, month, and year you make…

    Dr. Maria James July 28, 2016
    0 Comments

    7 Tips to Pay Off Your Mountain of Student Loan Debt

    You have a mountain of student loan debt and are frustrated. Maybe a bit overwhelmed? Trying to determine how in the world to pay it…

    Dr. Maria James February 24, 2016
    0 Comments

    How the Recent Entrepreneur Survives to Profitability

    Entrepreneurship is on the rise. According to the Kauffman Foundation report, the entrepreneurship activity has had the greatest increase in the last twenty years. More…

    Dr. Maria James January 31, 2016
    4 Comments

    Top Personal Finance Myths Debunked

    As The Money Scientist, of course people talk personal and business finance with me all the time. I get to hear people brag about great…

    Dr. Maria James January 18, 2016
    0 Comments

    The Rise of the Automated Financial Advisor

      Have you heard of automated financial advisor platforms? You may be able to get started investing with less than you think. Usually when you…

    Dr. Maria James August 12, 2015
    0 Comments

    Women & Finance: You Have to Have Your Own Money Skills

      I was speaking to a woman about money and monitoring expenses when she admitted that she “just let’s her husband handle everything.” When she…

    Dr. Maria James August 3, 2015
    0 Comments

    Money Calendar: A Key Financial Tool You Should Be Using

    What’s a money calendar? Never heard of this financial tool? Let’s start here. Have you ever said … “I just need a way to get…

    Dr. Maria James July 15, 2015
    2 Comments

    How to Pick a Financial Expert: 4 Key Items to Consider

    A financial expert is great to provide resources and information as well as provide accountability and feedback. However, it may be confusing on how to…

    Dr. Maria James March 30, 2015
    0 Comments
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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