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    Tag: financial goals

    Achieving the American Dream Through Financial Literacy Education

    The racial wealth gap is a pervasive and worrying issue in modern society. This refers to the significant disparities between different racial groups, with white…

    Dr. Maria James May 22, 2023
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    Money Mindset Strongly Affects Your Financial Success

    Sometimes we don’t even realize that it’s governing our actions and determining our financial success.   Your money mindset is your ideology about money: how…

    Dr. Maria James May 7, 2020
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    Savings Goals Formulas

    Saving money is a common goal or financial desire. We all have something or more likely multiple things that we want to save up to…

    Dr. Maria James March 2, 2020
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    Sinking Funds and Why I Kind of Don’t like Them

    Saving money is important. Usually, any method that gets people to save more money I am for it. However, I don’t like these sinking funds.…

    Dr. Maria James February 24, 2020
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    10 Questions for Successful Financial Goal Planning

    The point of setting a goal is to achieve a desired result in the future. It’s something that you want to make happen. Goals can…

    Dr. Maria James January 2, 2020
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    7 Key Ways to Save Money and a $5 Saving Challenge for Real Results

    We all know we need to save money. However, it can be difficult to stay motivated and actually save money. Many of us end up…

    Dr. Maria James August 17, 2019
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    POM027: Designing Non-negotiable Goals

    In this episode we’re going to discuss creating goals and making them non-negotiable. We discuss: how to determine your main goals how to craft a…

    Dr. Maria James November 27, 2017
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    • Should I Save, Invest, or Pay Off Debt?
      One of the most common questions in personal finance is whether to save, invest, or pay off debt. Each of these actions has its own benefits, but the best choice often depends on your financial situation, goals, and even your age.  Let’s explore the key financial milestones and conditions that can help you decide which…
    • Part 10: Navigating Employee Financial Stress – A Turning Point
      Chapter 10: A Turning Point Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection Chapter 5: The Breaking Point – A Key Employee Resigns Chapter 6: Shareholder Pressure Increases Chapter…
    • Part 9: Navigating Employee Financial Stress – Pushback and Doubts
      Chapter 9: Pushback and Doubts Before you start, have you read the previous chapters? Chapter 1: The First Signs of Trouble Chapter 2: A Tough Meeting with Leadership Chapter 3: A Heart-to-Heart with Employees Chapter 4: A Personal Reflection Chapter 5: The Breaking Point – A Key Employee Resigns Chapter 6: Shareholder Pressure Increases Chapter…
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