Credit Scores: What Are the Factors That Can Hurt It?
Image Credit: @rupixen via Unsplash We all should aspire for a good credit score. As discussed previously, you want it at 720 and above and…
Tag: debt
When Should I Consolidate Loans
Debt is the bane of many peopleās existence. According to a study done by Nitro College, the vast majority of Americans have debt, approximately 80%…
POM019: Breaking up with $80k of Debt & Becoming an Entrepreneur with Melanie Lockert
Getting rid of student loans is a journey so many of us take and many of us are still on this journey. In this episode,…
POM014: Should I Save or Pay Down Debt?
Should I save money or pay down debt? It’s a question I see quite often. It’s not a simple yes or no answer, unfortunately. It…
7 Tips to Pay Off Your Mountain of Student Loan Debt
You have a mountain of student loan debt and are frustrated. Maybe a bit overwhelmed? Trying to determine how in the world to pay it…
Top Personal Finance Myths Debunked
As The Money Scientist, of course people talk personal and business finance with me all the time. I get to hear people brag about great…
Top Money Tips for Your Age Part 1: Money in Your 20s
I often see and hear people ask questions such as, āwhat should I be doing with money?ā There are good actions to take with your…
Life Lessons No One Told You About Money
Life lessons about money normally come about through trial and error (and make for interesting stories). You learn different life lessons about money in this…
Is Dave Ramsey Unrealistic?
Dave Ramsey is known for stating that you shouldn’t borrow money, at all. If you can’t make the purchase with the income or cash you…
Avoiding More Debt During the Holidays
Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay…