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    Category: Save Money

    3 Tips to Successfully Achieve Financial Goals Next Year

    Although you may be in a season where you’re spending more money than usual, now is actually a great time to craft your financial plan…

    Dr. Maria James December 4, 2014
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    10 Ways to Make Myself Save More Money

    Saving money can be difficult as you’re usually putting money away for an intangible item, out of sight out of mind problem, for a future…

    Dr. Maria James September 17, 2014
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    A 30 Day Save Money Challenge

    As the mornings get progressively cooler, we know that fall is coming and the holiday season will be coming close on its heels. Many of…

    Dr. Maria James September 10, 2014
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    Money and Life Lessons Learned from Moving

    I STRONGLY dislike moving. I moved every year in college and was happy when I moved into a real apartment. However, I inevitably needed to…

    Dr. Maria James September 3, 2014
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    Saving and Being Money Savvy While Visiting

    The time for college drop offs and last summer vacations is fast approaching. It can be very tempting and seem almost unavoidable to spend a…

    Dr. Maria James August 14, 2014
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    Make The Most Out of Tax Free Weekend

    Here in the U.S., summer is quickly coming to a close. Many great things happen around this time, one of which is Tax Free Weekend.…

    Dr. Maria James July 30, 2014
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    Frugality is Important to Wealth

    Money management requires some discipline. Personal finance is 80% behavior and 20% knowledge, so that behavior needs to include some discipline about spending, saving and…

    Dr. Maria James May 21, 2014
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    Where Should I Put My Emergency Fund?

    Everyone needs an emergency fund. The money you save for a rainy day or unexpected expenses is your emergency fund. Say the windshield cracks, you…

    Dr. Maria James May 14, 2014
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    Why Your 401(k) Isn’t Enough!

    No matter your age you hear about 401(k)s and IRAs, retirement investment accounts. You hear over and over that you need to be ready for…

    Dr. Maria James April 23, 2014
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    Is Dave Ramsey Unrealistic?

    Dave Ramsey is known for stating that you shouldn’t borrow money, at all. If you can’t make the purchase with the income or cash you…

    Dr. Maria James April 17, 2014
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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