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    Category: Life & Money

    7 Key Ways to Save Money and a $5 Saving Challenge for Real Results

    We all know we need to save money. However, it can be difficult to stay motivated and actually save money. Many of us end up…

    Dr. Maria James August 17, 2019
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    How to Budget Your Holiday Spending and Keep Your Goals

    I know. I know. We still have five months until the end of the year. However, now is the time to craft your plan to…

    Dr. Maria James August 8, 2019
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    Should I Save Up or Use a Credit Card to Pay for Vacation?

    It’s almost the season of summer vacations, the time where a lot of people take some time off of work to relax and maybe travel.…

    Dr. Maria James May 13, 2019
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    When Should I Consolidate Loans

    Debt is the bane of many people’s existence. According to a study done by Nitro College, the vast majority of Americans have debt, approximately 80%…

    Dr. Maria James April 25, 2019
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    POM052: Why I Don’t Do $0 Zero-Based Budgeting

     In this episode, I talk about something that some people absolutely love and for others, it’s the bane of their existence. We are going…

    Dr. Maria James November 20, 2018
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    POM050: 10 Actions to Prep Your Finances and Business for the New Year

       Many people make resolutions or goals concerning their finances at the beginning of the year. Usually, those goals aim to save more money,…

    Dr. Maria James November 8, 2018
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    How a Government Shutdown Will Affect Your Money

    Well, they’re speculating another government shutdown may happen. If the government can’t agree on the budget before the current budget is up then a shutdown…

    Dr. Maria James September 13, 2018
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    POM047: Revealing the Truth About Insurance with Chris Acker

     In this episode, we discuss the misconceptions about insurance. We get into disability insurance and why Millenials and entrepreneurs should definitely take a look…

    Dr. Maria James August 27, 2018
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    POM044: Part 2 Why I’ve Been MIA & Personal Finance Lessons

    There are a few personal finance concepts that are crucial. Some may be very simple and you are still crucial. They are used by literally…

    Dr. Maria James July 11, 2018
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    Pocket of Money Giveaway

    It’s JULY and in honor of my birthday month, I’m doing a giveaway! Gifts, gifts, gifts! Ok, so what’s in the giveaway? It’s a package…

    Dr. Maria James July 1, 2018
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    • Where Is My Money Going? The 4 Major Hidden Leaks High Earners Miss
      Where Is My Money Going? The Hidden Leaks High Earners Miss You’ve been trying to save for six months now. Really trying. You set up automatic transfers. You told yourself, “This is the month.” You cut back on the so-called obvious stuff: fewer dinners out, skipped the expensive vacation, and said no to impulse purchases.…
    • Why Do I Feel Broke Making $100K+? A Quick 3 Part Solution
      Why Do I Feel Broke Making $100K+? You just got your paycheck. Again. The same direct deposit that used to feel like winning the lottery now barely registers. You glance at your checking account balance, do some mental math about what’s already committed, and feel that familiar knot in your stomach. How is there so…
    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
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