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    Category: Freelancing

    How to Create a Realistic Business Budget for Next Year

    Have you already created your business budget for next year? A budget is part of your plan for revenue and profits. You’re more likely to…

    Dr. Maria James December 11, 2023
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    3 KPIs to Reveal Revenue Generating Actions

    The number of sales, amount of income and size of your audience are not the most important KPIs (key performance indicators) for the financial status…

    Dr. Maria James February 18, 2022
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    Create These 4 Financial Reports Every Month

    Financial data is crucial to your business success. However, simply having the data doesn’t help you. You have to organize and analyze it. After the…

    Dr. Maria James February 10, 2022
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    Time is NOT money. Time is time. Money is money.

    I’ve heard over and over again that time is money. It is usually stated when people are conveying that you shouldn’t waste your time or…

    Dr. Maria James April 5, 2021
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    POM062: Cutting Costs Versus Increasing Income

    I’ve debated with others if a person who is working on mastering their money should be focused on cutting costs and decreasing expenses or increasing…

    Dr. Maria James February 9, 2021
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    POM059: 11 Business Tips to Survive a Recession or Economic Downturn

    Listen and subscribe: iTunes, Stitcher, Spotify The entrepreneur roller coaster may have been crazier than normal for the past 12 months. No one really foresaw such craziness was…

    Dr. Maria James January 12, 2021
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    3 Key Elements for a Revenue-Generating Strategy

    An effective strategy or action plan is needed to achieve your business goals. In order to increase revenue, you have to determine how you will…

    Dr. Maria James October 20, 2020
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    How Low Productivity Tanks Your Revenue and Profit

    Positive cashflow is crucial to a healthy business as well as achieving financial and time freedom. After all if your business doesn’t have a profit,…

    Dr. Maria James August 28, 2020
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    9 Ways to Successfully Network Virtually

    Networking is still the gold standard for success in a professional career or business. Why? Networking allows you to build relationships and create deeper connections.…

    Dr. Maria James July 28, 2020
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    5 Ways Fintech Can Help Your Business

    Small businesses can easily suffer financial challenges, especially during this trying time. It can be difficult to stay above water. Difficulties small businesses have had…

    Guest Contributor May 13, 2020
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    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
    • 3 Step Mid-Year Money Check-In: How to Measure Your Progress and Adjust Your Goals
      Have you checked-in on your money? As summer winds down and quarter three kicks into gear, it’s the perfect time to pause and take stock of your finances.  A mid-year financial check-in can help you course-correct, celebrate wins, and align your current efforts with your long-term goals. Whether that’s retiring early, buying a home, funding…
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