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    Tag: personal finance

    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016
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    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
    0 Comments

    5 Item Checklist for Your Personal Finance Mid-Year Checkup

    It’s that time of year again, for your personal finance mid-year checkup. Financial progress is a long-term endeavor. Every day, month, and year you make…

    Dr. Maria James July 28, 2016
    0 Comments

    When Should I Use My Savings

      Have you ever thought, “when should I use my savings?” You hear you should save. Save. Save. Save. However, when do you use those…

    Dr. Maria James June 9, 2016
    8 Comments

    7 Tips to Pay Off Your Mountain of Student Loan Debt

    You have a mountain of student loan debt and are frustrated. Maybe a bit overwhelmed? Trying to determine how in the world to pay it…

    Dr. Maria James February 24, 2016
    0 Comments

    Top Personal Finance Myths Debunked

    As The Money Scientist, of course people talk personal and business finance with me all the time. I get to hear people brag about great…

    Dr. Maria James January 18, 2016
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    Do I Need An IRA?

    I’ve had many people ask do I need an IRA? So many individuals don’t know what an IRA really is and why they need one.…

    Dr. Maria James December 22, 2015
    0 Comments

    Expert You Should Know Marsha Barnes

    The Acceleration Bay contains advice from experts and entrepreneurs you should know if you don’t already. Accelerate your money, career and business.   Marsha Horton-Barnes,…

    Dr. Maria James December 16, 2015
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    5 End of The Year Tax Tips

    Now is the time to save on taxes before the end of the year. Owe, just right, or refund. That’s the game for taxes. We…

    Dr. Maria James November 24, 2015
    2 Comments

    Do I Need Life Insurance

    We have a special guest post by insurance expert Constance Craig. Read below to get the information you need to know about life insurance. What…

    Dr. Maria James November 2, 2015
    3 Comments
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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