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    Category: Life & Money

    Lola Retreat: The Women’s Financial Conference You Need to See

    The Lola Retreat is not just a women’s financial conference. Melanie Lockert of the award winning blog Dear Debt is throwing not just a conference…

    Dr. Maria James July 13, 2017
    0 Comments

    How to Save Money Easily with Digit

      Saving money can be hard, but it doesn’t have to be. It depends on how you’re doing it. Let’s talk about how to save…

    Dr. Maria James February 6, 2017
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    The Super Simple Wealth Formula

    I said I would give them a super simple wealth formula.   I was having a conversation with my brothers and sisters and the conversation…

    Dr. Maria James January 19, 2017
    1 Comment

    Get Rewards and Cash Back Without Using a Credit Card

    I’ve been hearing “it’s cute that you tell us to have discipline, but I’m going to spend this holiday season.” I’ve also heard “I have…

    Dr. Maria James November 21, 2016
    0 Comments

    How I Decreased My Food Budget by 79%

    I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories…

    Dr. Maria James October 5, 2016
    0 Comments

    Should I Use a Payment Plan for My Plane Ticket?

    I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome,…

    Dr. Maria James August 30, 2016
    0 Comments

    5 Item Checklist for Your Personal Finance Mid-Year Checkup

    It’s that time of year again, for your personal finance mid-year checkup. Financial progress is a long-term endeavor. Every day, month, and year you make…

    Dr. Maria James July 28, 2016
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    When Should I Use My Savings

      Have you ever thought, “when should I use my savings?” You hear you should save. Save. Save. Save. However, when do you use those…

    Dr. Maria James June 9, 2016
    8 Comments

    Top Personal Finance Myths Debunked

    As The Money Scientist, of course people talk personal and business finance with me all the time. I get to hear people brag about great…

    Dr. Maria James January 18, 2016
    0 Comments

    5 End of The Year Tax Tips

    Now is the time to save on taxes before the end of the year. Owe, just right, or refund. That’s the game for taxes. We…

    Dr. Maria James November 24, 2015
    2 Comments
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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