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    Tag: personal finance

    Your Health Affects Your Wealth

    When building wealth you must engage in wealthy habits. These are habits that allow you to save and invest 20% of your income. Wealth habits…

    Dr. Maria James June 11, 2014
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    Where Should I Put My Emergency Fund?

    Everyone needs an emergency fund. The money you save for a rainy day or unexpected expenses is your emergency fund. Say the windshield cracks, you…

    Dr. Maria James May 14, 2014
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    Is Dave Ramsey Unrealistic?

    Dave Ramsey is known for stating that you shouldn’t borrow money, at all. If you can’t make the purchase with the income or cash you…

    Dr. Maria James April 17, 2014
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    10 Actions Needed for Financial Freedom

    The terms financial freedom and financial independence generally refer to the same concept or ideal. However, individuals consider them to mean different things. For some…

    Dr. Maria James March 26, 2014
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    5 Reminders for Tax Season

    It’s tax season and how you file can save money and reduce the risk of owing the government. Check out the great tax tips from…

    Dr. Maria James March 5, 2014
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    Key Things to Do Before Investing

    Investing is a great vehicle to make your money work for you, your money goes to work at another company and makes you money (provided…

    Dr. Maria James January 22, 2014
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    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
    • 5 Steps to Save Money Fast on a Low Income
      Saving money fast on a low income is a challenging yet achievable goal. By implementing strategic financial practices, you can take control of your finances and build a more secure future.  I saved $10,000 while earning $23,000. I’m going to walk you through the five steps that will allow you to do it too. We’re…
    • Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?
      It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to stick with your current plan or pick a new one. There are a lot of things to take into consideration.  Choosing a health insurance plan can feel overwhelming. Premiums, deductibles,…
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