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    Tag: financial planning

    15 Powerful Actions to Transform Your Financial Future This April

    April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade…

    Dr. Maria James April 1, 2026
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    Which Health Plan Should I Pick for Next Year and Should I Use an HSA or FSA?

    It’s time to make a decision about your health insurance plan. Open enrollment is coming up and you have to decide if you’re going to…

    Dr. Maria James September 18, 2025
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    Part 2: Navigating Employee Financial Stress – A Tough Meeting with Leadership

    Chapter 2: A Tough Meeting with Leadership Before you start, have you read chapter one: The First Signs of Trouble? I shut my laptop and…

    Dr. Maria James March 6, 2025
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    3 Key Things to Do About the Latest Social Security Breach

    Your social security number may have been leaked during the massive data breach of the National Public Data company. They conduct background checks. Your contact…

    Dr. Maria James August 23, 2024
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    How to Create a Realistic Business Budget for Next Year

    Have you already created your business budget for next year? A budget is part of your plan for revenue and profits. You’re more likely to…

    Dr. Maria James December 11, 2023
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    Breaking Down the Numbers: Medical Care and Health Insurance Costs in the US versus the Rest of the World

    A crucial component of healthcare systems across the world is the cost of medical care and health insurance. Let’s analyze the typical expenses in the…

    Dr. Maria James October 13, 2023
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    3 Money Moves to Make Right Now for Financial Stability

    There has been a lot of discussion in general and among finance experts about the best money moves to make right now. We are reflecting…

    Dr. Maria James July 24, 2020
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    5 Ways Fintech Can Help Your Business

    Small businesses can easily suffer financial challenges, especially during this trying time. It can be difficult to stay above water. Difficulties small businesses have had…

    Guest Contributor May 13, 2020
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    Money Mindset Strongly Affects Your Financial Success

    Sometimes we don’t even realize that it’s governing our actions and determining our financial success.   Your money mindset is your ideology about money: how…

    Dr. Maria James May 7, 2020
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    POM028: 19 Personal Finance Mistakes to Leave in 2017

    In this episode I’m going to cover some of the common costly personal finance mistakes people are making. Let’s go over them so you don’t…

    Dr. Maria James December 4, 2017
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    • Where Is My Money Going? The 4 Major Hidden Leaks High Earners Miss
      Where Is My Money Going? The Hidden Leaks High Earners Miss You’ve been trying to save for six months now. Really trying. You set up automatic transfers. You told yourself, “This is the month.” You cut back on the so-called obvious stuff: fewer dinners out, skipped the expensive vacation, and said no to impulse purchases.…
    • Why Do I Feel Broke Making $100K+? A Quick 3 Part Solution
      Why Do I Feel Broke Making $100K+? You just got your paycheck. Again. The same direct deposit that used to feel like winning the lottery now barely registers. You glance at your checking account balance, do some mental math about what’s already committed, and feel that familiar knot in your stomach. How is there so…
    • 15 Powerful Actions to Transform Your Financial Future This April
      April marks Financial Literacy Month, and a perfect time to take control of your financial future. While many people make New Year’s resolutions that fade by February, spring offers a natural opportunity to reassess and recalibrate your money strategies. Whether you’re a seasoned professional or just starting your financial journey, these 15 actionable steps will…
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