7 Important Ways to Keep Your Data Safe Online
With the fast paced evolution of technology, so much of our personal data is online in one form or another. Of course this includes data…
Frugality is Important to Wealth
Money management requires some discipline. Personal finance is 80% behavior and 20% knowledge, so that behavior needs to include some discipline about spending, saving and…
Where Should I Put My Emergency Fund?
Everyone needs an emergency fund. The money you save for a rainy day or unexpected expenses is your emergency fund. Say the windshield cracks, you…
Why Your 401(k) Isn’t Enough!
No matter your age you hear about 401(k)s and IRAs, retirement investment accounts. You hear over and over that you need to be ready for…
Is Dave Ramsey Unrealistic?
Dave Ramsey is known for stating that you shouldn’t borrow money, at all. If you can’t make the purchase with the income or cash you…
10 Actions Needed for Financial Freedom
The terms financial freedom and financial independence generally refer to the same concept or ideal. However, individuals consider them to mean different things. For some…
These Are Not Great Ways to Save Money on Taxes
During tax season, most people get a refund after filing their taxes. Many of us then start to consider how we can save money on…
5 Reminders for Tax Season
It’s tax season and how you file can save money and reduce the risk of owing the government. Check out the great tax tips from…
Financial Items You Need to Review
When you start a new job you have a lot of paperwork to fill out in order to set up your benefits. You’re told about…
How to Handle Inconsistent Income
No matter your income level, you need a spending plan. It’s not how much money, it’s how you work it. You may have seen the…