The Super Simple Wealth Formula

I said I would give them a super simple wealth formula.   I was having a conversation with my brothers and sisters and the conversation naturally turned to saving more money, paying off debt and of course building wealth. They asked for a plan and I said “sure, whoever wants in on the plan, I’ll shoot off an email with it.”   Of course everyone said I want in so…

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Podcast Coming Soon!

  UPDATE: This podcast is now launching in March 2017.   I’m so excited. The Pocket of Money Podcast is launching in January of 2017.   This podcast is centered around making more money through a side hustle or business and keeping more of that money to build wealth.   Making money and managing money are two separate skills. Dr. Maria James, The Money Scientist™ and successful guest entrepreneurs discuss…

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Get Rewards and Cash Back Without Using a Credit Card

I’ve been hearing “it’s cute that you tell us to have discipline, but I’m going to spend this holiday season.” I’ve also heard “I have the money to spend, but I still want to be savvy with it. How can I get the best out of my money?” Basically that’s saying how can you stretch it and get the most for every dollar you spend. Whichever category you fall into,…

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Are My Prices Too High?

Have you gotten questions similar to “You charge for that? Why are your prices so high? Do you have a discount?” We’ve all gotten those questions or a similar question. You know your product or service is good. You’ve seen the positive impact on people who’ve bought or used it. So why are people asking you these questions? You’re frustrated and wondering what to do about it. Should you lower…

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How I Decreased My Food Budget by 79%

I decreased my food budget by 79% and it didn’t have much to do with couponing. Food can be one of the more expensive categories in your monthly budget. It’s not a fixed expense, the amount is dependent on you. But that’s also the problem, the amount is dependent on you. I review my budget every month to see how well I did with sticking to my estimated amounts. As…

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Prepare Your Business for Your Vacation

As a solopreneur or small business owner, you’re likely still a major component in the day to day tasks of your business. You may be wondering what are some key items to prepare your business for your vacation, your time away. You want to be fully present during the time out of the office and not thinking about tasks or potential problems that can arise. Check out these five key…

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Should I Use a Payment Plan for My Plane Ticket?

I’ve seen a number of articles announcing that you can now pay for your airline tickets using a payment plan. I’ve been people exclaim “awesome, great idea! I’m definitely going to use this!” My reaction? I cringed. Hard. No seriously, I cringed really hard and thought about the trouble this will bring.   These aren’t payment plans in the strictest sense of the word. You’re not taking the amount that…

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5 Item Checklist for Your Personal Finance Mid-Year Checkup

It’s that time of year again, for your personal finance mid-year checkup. Financial progress is a long-term endeavor. Every day, month, and year you make decisions that affect your financial goals and financial security. It’s time to dive deep into your finances and see how much progress you’re really making, while you still have time to make adjustments for the year.   1) Retirement Preparation Do a quick assessment on…

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5 Items for Your Business Financial Mid-Year Checkup

  Entrepreneurs, over six months of the year is gone. Now is the time for a financial mid-year checkup. You’ve been paying expenses and earning revenue for the first six months of the year, so how will have you done? Are you on track to reach your goals? Do you need to tweak the strategy for the rest of the year? It’s time to assess the game plan for the…

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Track these 5 Tax Deductible Items All Year

If you’re an employed entrepreneur or self-employed you’re likely giving too much money to taxes. You likely should be writing off a lot more stuff. I didn’t realize the amount of things I could write off for tax deductions. No seriously, you need to be tracking these things and making sure you hand over the numbers to your accountant or tax preparer. It goes way beyond mileage and charitable contributions.…

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