Key Things to Do Before Investing

Investing is a great vehicle to make your money work for you, your money goes to work at another company and makes you money (provided the company does well). You can invest yourself or you can get help from a financial planner or advisor. Many don’t have the knowledge, time, and energy to monitor the market, so they hire someone else to do it. Some jump in on their own…

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Important Tasks After Financial Hardship or Bankruptcy

Some of you have asked so let’s talk about it. No matter how much your income, whether it’s $30,000 or $200,000, you have likely experienced financial hardship at some point. It comes in many forms. Perhaps you’ve had to file for bankruptcy, have had an unexpected financial disaster or emergency that wiped you out, or perhaps you started a business and are going through lean times. During and after financial…

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Why New Year’s Resolutions Are Dangerous to Your Money.

Many people look at new year’s resolutions as a good thing. They make vows to get healthy, save more money, spend less money, give up vices or bad habits and more. Do these all sound great to you? Most people would say yes. However, all of the above are bad resolutions. Why do you ask? Because they are all too vague!   What exactly is meant by get healthy? Are…

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Impossible Made Possible

There are so many things that were thought to be impossible until someone did them. Humans would never visit the stars, then Yuri Gagarin went to space in 1961 and Neil Armstrong walked on the moon in 1969. Just this past September, Diana Nyad was the first person to swim from Cuba to Florida without a shark cage. It took five tries for the 64 year old to accomplish her…

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Successful vs Unsuccessful People

Your habits and mindset has a great influence on your success, success with finances and life. The above infographic has been circulating after MaryEllen Tribby posted it on WorkingMomsOnly.com. It goes through some great tips and habits that you should institute if you want to be successful and some that you should drop to avoid not reaching success (notice I didn’t say failure). There are definitely some key elements that…

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How to Save Money on Holiday Travel

Holiday season is the one of the busiest if not the busiest time of the year to travel. Of course, you’re spending money on tickets or renting a car and gas, but there are some other areas where you’re spending money as well. You could be spending more than you have need to spend. Check out how to save money on several different aspects of holiday travel .  1) Don’t…

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10 Ways to Make Money During the Holidays

The holidays are a time of fun and family, but the gift giving aspect can also make this time expensive. One of the main concerns individuals have around holiday time is not having enough money. If you haven’t already saved up to take care of the extra expenses then you may find yourself short of cash. You may need additional income in order to get everything done without going into…

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5 Tips for Cutting Costs on Thanksgiving Dinner

It’s almost Thanksgiving Day, just two weeks left. Many of us celebrate Thanksgiving by eating large meals with friends and family. We have our traditional dishes that are made special for the holiday or that special someone who’s finally home for a visit. The special dishes and meals themselves also need to feed a large number of people. Getting so much food can get expensive especially around a time of…

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4 Tips to Combat Holiday Marketing and Save Money

As soon as October hits, marketing for the holidays starts. We are bombarded with commercials and ads for Halloween, Thanksgiving and Christmas. No matter what your religion or which holidays you celebrate or observe, the commercials and ads get you thinking of your upcoming holidays and traditions. The marketers and companies that have paid the marketers good money to create the campaigns are hoping to direct your thoughts and emotions…

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Avoiding More Debt During the Holidays

Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do better with making the payments, most of us falter around the holidays and rack up…

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