Avoiding More Debt During the Holidays

Over 80% of Americans have debt: mortgages, car loans, credit card loans etc. You likely fall in that number and you likely want to pay off your debt. Whether you’re the type of person who is really good about making sure you pay more than the minimum payment every month or you’re struggling to do better with making the payments, most of us falter around the holidays and rack up…

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3 Habits of Millionaires You Should Adopt

We’ve all seen the lists that come out every year naming the wealthiest people in the world and the country. The billionaires and millionaires, individuals whose net worth are in the millions and billions not the people who simply make millions (yes there is a big difference). People who build wealth tend to be focused. They keep their eyes on the prize and most think big and outside the box.…

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3 Personal Finance Rules to Throw Out During Hard Times.

As I was going through some personal finance rules that are very good to follow, I thought of the individuals who may be experiencing economic hardship and how this may be conflicting information. If you don’t have any income, no money coming into your household, then some of the rules don’t make much sense for you to adhere to at this time. You have to play by a different set…

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Frugal and Money Saving Tips Roundup

Living on less can be a bit of an art form, but you’ll be much happier to keep more money in your pocket to spend on things that you enjoy without going into debt to do so. Here’s a roundup of great articles on how to cut costs on various expenses. They go through general personal finance tips as well as tips on saving money for specific expenses. The articles give…

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23 Ways to Make Money: Side Hustles.

  Sometimes you need to supplement your income; you need ways to make money on the side apart from your regular job. Other times you may have gotten furloughed (as so many people have recently with the government shutdown) or laid-off and need to make money to stay afloat until you get back to work. Enter the side hustle. Strap on your entrepreneurial hat and gloves and get to work…

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Moving Towards Financial Success.

In our society, money is necessary. Whether it’s something that you need or want, you need money to get it. In order to have shelter you’re likely paying rent or mortgage. In order to feed yourself and your family you need to purchase food and groceries. In order to get around you need transportation, whether you take public transportation or you drive your own car.   Money permeates every aspect…

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DIY. How to save money on clothes.

When it’s time for the seasons to change, we start putting away last season’s clothes and pulling out clothes for the new season, placing them within easy reach. Before summer actually arrives, I’m already impatiently awaiting the warm weather, long days of sunshine and summer clothes. The promise of autumn finds the same behavior of preparation with pulling out scarves, long sleeve shirts, jackets etc. Now, I know the trends…

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5 Tidbits to Build Wealth

Who doesn’t want to build wealth and achieve financial freedom? It’s seems so elusive to many; yet, there are also many who have achieved it. Some you see splashed on the television screen or in those top millionaire lists, while others are quietly amassing their wealth unbeknownst to anyone besides themselves and maybe their financial advisor. The latter is who you should truly admire and aspire to imitate. They learned…

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Is a Pet’s Affect on Your Money Worth It?

I recently read an article where the person was discussing the hidden costs of purchasing his new puppy. He talked about how he spent over $1,000 in two months on vet bills and pet supplies such as toys, food, a bed, crate etc. The moral was if you’re trying to save money or you’re in debt don’t get a pet because it won’t be cheap. I agree to an extent.…

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How to Save Money While Shopping. 8 Tricks for Hitting Sales.

America is the land of sales, there is always a store trying to entice you with discounted items. However, there are certain times of the year when big sales occur that everyone is waiting to enjoy. Labor Day is one of those times. You can see the signs posted days in advance and your email gets flooded with Labor Day sale promotions.  The stores know many people will be off…

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