DIY. How to save money on clothes.

When it’s time for the seasons to change, we start putting away last season’s clothes and pulling out clothes for the new season, placing them within easy reach. Before summer actually arrives, I’m already impatiently awaiting the warm weather, long days of sunshine and summer clothes. The promise of autumn finds the same behavior of preparation with pulling out scarves, long sleeve shirts, jackets etc. Now, I know the trends…

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5 Tidbits to Build Wealth

Who doesn’t want to build wealth and achieve financial freedom? It’s seems so elusive to many; yet, there are also many who have achieved it. Some you see splashed on the television screen or in those top millionaire lists, while others are quietly amassing their wealth unbeknownst to anyone besides themselves and maybe their financial advisor. The latter is who you should truly admire and aspire to imitate. They learned…

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Is a Pet’s Affect on Your Money Worth It?

I recently read an article where the person was discussing the hidden costs of purchasing his new puppy. He talked about how he spent over $1,000 in two months on vet bills and pet supplies such as toys, food, a bed, crate etc. The moral was if you’re trying to save money or you’re in debt don’t get a pet because it won’t be cheap. I agree to an extent.…

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How to Save Money While Shopping. 8 Tricks for Hitting Sales.

America is the land of sales, there is always a store trying to entice you with discounted items. However, there are certain times of the year when big sales occur that everyone is waiting to enjoy. Labor Day is one of those times. You can see the signs posted days in advance and your email gets flooded with Labor Day sale promotions.  The stores know many people will be off…

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4 Simple Tips to Raise Your Credit Score.

The past two weeks we discussed what credit is, how you build it, what is a credit score, and what affects your credit score. Now you know the importance of your credit history, what is on it, and how those items affect your credit score. So you may be thinking ok, what do I do if I have a low credit score or what can I do to raise my…

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Credit and credit scores explained. Part 2.

What is a good credit score? Last week, we talked about what credit is and what is a good way to use it. Basically any time you borrow money, you are using credit and creating a credit history. Did you look at those “innocent” store cards differently? Before any lender loans you money, they have to assess how likely they are to get their money back and how likely they…

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What is a good credit score? Credit and credit scores explained. Part 1.

If you’ve ever borrowed money you started a credit history from which your credit score is based. Most of us got that first credit card right before going to college or shortly after stepping foot onto campus. I remember getting so many offers for credit cards in the mail. You know when getting mail was so exciting because you never really got anything via mail (and you weren’t paying bills…

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Budget for it. 4 steps on how to budget.

What is a budget? Budgets are plans for your future spending and saving or in other words a spending plan. Budgets are important for managing your income and achieving your financial goals and dreams. For many, the term budget often creates a negative feeling or anxiety. However, it doesn’t have to be this way. Do not think of budgets as completely about restriction and abstaining from things you like to…

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Healthy Recipes on a Frugal Budget. The Cheapskate Cook.

If you have read the previous articles or purchased my products, you know I’m all about saving money and cutting costs without cutting quality. I posted an article about saving money on groceries and got feedback on the healthy eating portion, so I wanted to let you know about a great blog I came across: The Cheapskate Cook. The articles are right up my alley (and maybe yours as well).…

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Groceries for two on less than $200 a month. How to save money on groceries.

One of the biggest expenses in the household is usually the food budget, which increases as the family size increases. Shopping for groceries can be an extreme chore that eats up a significant portion of your income. According to the U.S. Census, in 2010 a family of four spending moderately paid about $800 per month on groceries alone, this excludes eating out. That’s a whopping $9,600 per year on just…

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