3 Steps to Paying Back Your Student Loans Faster

I mentioned my guest article published on Bobby Finance a few weeks ago and received a few questions about it so I’m posting it here to assist those with questions on student loans. I also want to add that you can also go to the site www.myfedloan.org to view and manage all your federal loans. Many of us have taken out student loans to finance our education. If this is…

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Good Debt vs. Bad Debt. Why you should get rid of it all.

Is there really such a thing as good debt? You’ve probably heard the terms good debt and bad debt, but what do they really mean? Can any debt really be good? Many use the term good debt to refer to a loan used to purchase something that will appreciate or increase in value e.g. student loans and mortgages. Subsequently those are the two largest causes of debt in the United…

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Quick Personal Finance Tips

Glinda Bridgforth is a best-selling author and financial expert. She recently conducted a seminar sponsored by Toyota Financial Services where she gave financial fuel tips, quick tips about managing money and reducing debt. I picked some key tips to share with you and include my own tidbits for each. Tip 1: Don’t take payroll advances from the bank. Some banks allow their customers who have direct deposit to take an…

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How to Save Money During Summer

1) Free outdoor movies and screenings. Many places show movies outside for free during summer. Look for outdoor film festivals in your area. Some college campuses and town or city alliances organize them. For example, in Baltimore an area called Little Italy holds the Little Italy Open Air Film Fest. Once a week for July and June, they show a movie for free outdoors.  Check the local news and newspapers…

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3 Tidbits for Building Wealth

Newsletter Archive Roundup In the Pocket of Money newsletter we give sound bites of information on the basics of investing and building wealth. We’ve dug into the archives and provided here a few choice tidbits to help you understand finances and build wealth. Tidbit #1 Relatively little can yield big results Investing is about compound interest and staying in it for the long haul. Compound interest is your friend! The…

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4 Rules to Save Money Using Public Transportation

A common way to save money is to use public transportation. Maintaining and driving a car can be very expensive. When you have a car, you definitely have more independence, but you also have a car note, a car insurance bill, payments for car maintenance, and payments for any car emergencies that come up.   Many people need a car to get to work, perhaps you live to far away…

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Saving Money Games in Real Life

Ways to save money via your money mindset. Our culture often brags on how much one exclusive item costs, usually equated with a brand name item. You’ve heard people state with an air of excitement or boast, this is Louis Vutton, this is Channel, this is Gucci, etc. However, I play games to brag about the opposite: how low can I go and how long can I make it. I…

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Impulse Will Cost You.

Resist and Save Money at the Grocery Store. Food is a necessity. We need food to survive and the vast majority of us head to grocery stores to get it. You shop for groceries to get your ingredients then head home to prepare a meal. Therefore, grocery stores provide a much needed service. We know they really do, but they also need and want to make money. This is an…

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Where to Watch Movies Online

Watching movies online in the comfort of your own home has a certain appeal. You can eat whatever you want, talk as loud as you want, and pause the movie when you want. As we continue moving into a more digital age, many prefer to stream movies online versus renting DVDs. There are quite a few options to streaming movies. Some sites are completely free and others have a paid…

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